Insurance can be an effective tool to manage risk. It costs money, but provides peace of mind. People typically understand the importance of insuring their "biggest asset" against potential loss. That's why so many people buy house insurance in case of a fire or flood.
But unless you live in an incredibly expensive house, your biggest asset isn't your home, but rather your earning power. Case in point:
Assume a 25 year-old starts out earning $30,000 per year, and is able to increase his/her salary by 5% per year until retirement at age 65. Their career earnings would total over $3.8 million.
While it is important to save for retirement, any sound financial plan will address the potential risk that could stop all this earning power dead in it's tracks. And a premature death would certainly do it. Likewise, a disability or critical illness can wreak havoc on even the best of retirement plans. For family members who are counting on your earning power, your unplanned illness or demise impacts their futures too.
The good news is we can help properly protect you and your family from undue hardship. Our insurance partners all have a range of insurance options to fit your needs. We know their sweet spots and where some may be a better fit over others.
At Prairie Wealth, we also recognize that sometimes you just can't cover every possible risk. We get it. That's why we customize our life & health solutions to get the most mileage for your hard earned premium dollars.
No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner—we will work together to design a customized plan.
- Long-term care, disability and critical illness
- Health and dental
- Group health benefits
Contact us today to learn more
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